Bay Area Living by
Geofrey D. Garcia

Buying New Construction With a Clear Plan
A brand-new home can be exciting, but the builder’s price is only part of the picture. Incentives, upgrades, financing, HOA fees, Mello-Roos, lot premiums, and other costs can significantly affect what you ultimately pay.
I help you look beyond the model home and compare the numbers, options, and tradeoffs so you can make a more informed decision.
How I Can Help
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Compare builders, communities, and available homes
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Review builder incentives and financing offers
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Explain HOA fees, Mello-Roos, and special assessments
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Compare the true monthly cost of different homes
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Evaluate lot premiums, upgrades, and design options
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Compare builder financing with outside lender options
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Help you understand important contract terms and timelines
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Attend builder appointments and home tours with you
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Guide you through inspections, walkthroughs, and closing
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Help you compare new construction with nearby resale homes
The builder’s sales team represents the builder. My role is to help you evaluate the purchase from your side and understand the financial and practical tradeoffs before you commit.
Thinking about buying new construction? Let’s explore your options.